select type Account Application Mortgage Application Loan Application Employment Application Share Account Withdrawal Fees If Minimum balance is not maintained: $3.00 per withdrawal for the fourth and fifth withdrawals in a calendar quarter. $5.00 per withdrawal for the sixth, seventh and eighth withdrawals in a calendar quarter. $7.00 per with withdrawal for the ninth and subsequent withdrawals in a calander quarter. Share Draft Account Fees NSF fees: $25.00 per item Stop Payment fee: $25.00 per request Share Draft Service fee: $5.00 per month, if the minimum balance is not maintained. Check Copy fee: $3.50 for share draft Counter Check fee: $.50 per check Debit Card Replacement fee: $5.00 per card ATM/Debit Card NSF fee: $25.00 per item ACH NSF fee: $25.00 ATM/Debit Card Withdrawal fee: $.50 each, after the first five in any month Money Market Shared Draft Service fee: $7.00 per month, if the minimum balance is not maintained. Money Market Excessive Withdrawl fee: $5.00 each, after first three in any month. Business Share Draft Service fee: $10.00 per month, *Money market and business share draft accounts are subject to other fees listed above in the Share Draft Account Fees section. Other Service Fees Early Account Termination fee: $25.00,if your account is closed within 6 months of open date Account Reconcillation fee: $10.00 per hour (one hour minimum) Account Research fee: $10.00 per hour (one hour minimum) Statement Copy fee: $3.00 per page Wire Transfer fee: Outgoing: $15.00per transfer International Outgoing: $30.00per transfer Money Order fee: $1.00 per money order Travelers Check fee: $2.00 per $100 purchased Cashiers Check fee: $3.00 per check ACH Stop Payment fee: $15.00per request Returned Mail fee: $2.00 per returned item Interim Statement fee: $1.00 per month Dormat Account fee: $5.00 per month for 12 months Inactive Account fee: $5.00 per month after six months and no current address Check Cashing fee: $3.00 per check or 1% per check greater than $300  Payable to Third Party Check fee: $.50 each check Deposited Return Check Fee: $5.00 each item Credit Union Membership Membership Shares: $25.00 per value Membership fee: $9.00 per account The fees appearing in this schedule are accurate and effective for deposit accounts as of the last dividend declaration date indicated in this fee schedule. If you have any questions or require current fee information on your accounts, please call the credit union.

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