FAQ
Clarke Community Federal Credit Union






What are the offices hours?
Main Branch
Lobby Hours:
Mon.-Fri. 8:00 a.m.-5:00 p.m.

Drive-thru Hours:
Mon.-Wed. 7:45 a.m.-5:00 p.m.
Thurs. 7:30 a.m. - 5:00 p.m.
Fri. 7:45 a.m.-5:30 p.m.
Sat. 8:30 a.m.-12:30 p.m.

Lexington Road Branch
Lobby Hours:
Mon.-Thurs. 9:00am-4:30pm
Friday 9:00am-5:00pm

Drive Thru:
Mon.-Thur. 8:45am-5:00pm
Friday 8:45am-6:00pm
Saturday 9:00am-1:00pm

Closed Dates***

Wed., December 31, 2008 *** --- New Year's Eve closed at 1:00pm
Thr., January 1, 2009 --- New Year’s Day
Mon., January 19, 2009 --- Observance of MLK Day
Mon., February 16, 2009 --- President's Day
Mon., May 25, 2009 --- Memorial Day
Sat., July 4, 2009 --- Independence Day
Mon., September 7, 2009 --- Labor Day
Mon., October 12, 2009 --- Columbus Day
Wed., November 11, 2009 --- Veteran's Day
Wed., November 25, 2009 *** --- Thanksgiving Eve closed at 1:00pm
Thr., November 26, 2009 --- Thanksgiving
Wed., December 24, 2008 *** --- Christmas Eve Closed at 1:00pm
Thr., December 25, 2008 --- Christmas

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How do I apply for a loan?
You can apply for a loan via on-line, or come by the credit union or fax a completed application to us at (706) 543-6192.

Federal law requires all financial institutions to notify applicants that they will obtain, verify, and record information that identifies each person who opens an account or applies for a loan. When you open an account or apply for a loan we are now required to ask your name, address, date of birth, and other information that will allow you to be identified as the applicant. In addition, we will ask to see your driver’s license or other identifying documents in order to verify this information. We may report information about you account to credit bureaus.
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Does the Credit Union offer home banking?
Yes, as of August 1st, 2006, CCFCU offers Carol(Convenient Account Records OnLine) for all of our members.
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Am I eligible to join the Credit Union?
If you live, work, worship, or attend school in Clarke County or have a family member who now belongs to this credit union, you are eligible to join Clarke Community FCU. To open your Share Account there is a $34.00 deposit required. $25.00 of that deposit stays in the account until the day you close it, and $9.00 is applied to your one-time non-refundable membership fee.

Federal law requires all financial institutions to notify applicants that they will obtain, verify, and record information that identifies each person who opens an account or applies for a loan. When you open an account or apply for a loan we are now required to ask your name, address, date of birth, and other information that will allow you to be identified as the applicant. In addition, we will ask to see your driver’s license or other identifying documents in order to verify this information.
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Are savings deposits insured?
Yes. All savings accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government.
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